I wish the stress relief options I have to offer you included a formula to make the situation go away, or perhaps seeds to plant a money tree. Unfortunately, that's not quite within my grasp, but, as with other stressors, the situation doesn't need to change for our stress levels to go down. We often can't control our circumstances as much as we can control our responses to them.
So what I do have to offer are resources for managing the stress that you may be experiencing from financial troubles or other challenges in life. These techniques can help you get through current stress you're feeling and build your overall resilience toward stress.
Financial Stress Relief Resources:
Quick Fix: Breathing Exercises
Breathing exercises rank high on my list of stress relievers for a reason: they're a quick, easy, do-anywhere method of relieving stress. Try it now; you can relieve tension quickly in your whole body.
Mindfulness Exercises for Stress Relief
While it's tempting (and, to a point, necessary) to think about all the different difficult things you may face in the future (so you can plan), you also need to take a break from all the stressful thoughts ricocheting around in your head. Mindfulness exercises can really help here. See how they work, and give them a try!
Using Exercise as a Stress Management Tool
Carve out a few minutes for a workout and you'll see many benefits, not the least of which is a change of scenery and a little distraction. Learn about the other stress relief benefits to exercise, and get moving!
Cognitive Restructuring: A Change in Perspective
Changing the way you view a problem won't make it go away (at least not immediately), but it can do two things: it can change the way you feel about the situation (and thus reduce your stress response), and it can change the way you deal with a situation (from a fear-based place or a hope-based place). Read more about cognitive restructuring and how it can help you.
If you find yourself feeling overwhelmed, hopeless and depressed, and do-it-yourself stress management practices aren't helping, you may want to talk to your doctor or another professional about what to do. Therapeutic intervention may be a more effective way to deal with the intense emotions you're experiencing while you're facing extreme circumstances.
Financial Planning Resources:
Okay, so they may not be a 'magic formula', but these resources can help you make informed decisions, which can help you relieve stress.
How Falling Stock Prices Can Make You Rich
Our Investing For Beginners Site explains how stock market dips can be a good thing. While it may not be a great time to invest right now, things can get better from here, and it's always nice to see a 'bright side'.
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